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Health Insurance

Miami offers two health plan options. You choose the plan that is best for you and your family.  Option 1 is the Traditional PPO and Option 2, the High Deductible Health Plan with a Health Savings Account.  Both plans include pharmacy coverage.

Quick Support-No UMR Login Required

Don't want to log into your UMR personal account? Use the UMR Quick Support page to find plan documents, provider search, drug lists, and more.

Finding a Provider in our Network
Our network is UHC CHOICE PLUS.

To find a medical provider:

  1. Miami University Provider Search
  2. Find doctors, hospitals, and facilities.

To find a mental/behavioral health provider:

  1. Behavioral Health Provider Finder
  2. This general clinician web search provides you with a list of Optum/UMR behavioral health providers.

UMR 2017

EDI #39026
PO Box 30541
Salt Lake City, UT 84130-0541

24-Hour Nurseline: 866-936-6003

Group Number: 76-411854
Miami's Network: Choice Plus Network

Premium Calculator
Use this caluclator to figure your health insurance premium.

Dependent Eligibility
Who you can cover
Coordination of Spouse Benefits
Spouse/Partner Coverage Certification (PDF)

Health Plan Summaries
These are summaries of your health plan options. Please see the Summary Plan Description (SPD) for details.

Traditional PPO
High Deductible Health Plan
Health Savings Account (HSA)
Tax-free savings plan when you enroll in the HDHP

Hospital Tiering
UnitedHealthcare Directory of Tier 1 Facilities
Tier 1 facilities require 10% co-insurance.
Network Hospital Tiering
Area hospitals in tier 1, 2, and 3.

OptumRx Pharmacy

OptumRx Mail Order Form
Mail order form for new prescriptions in 2016
OptumRx Drug List
This list is updated every six months.

Glossary of Coverage and Medical Terms
Open the Glossary

This glossary includes many commonly used terms, but isn’t a full list. These terms and definitions are intended to be educational and assist you in understanding your plan and making informed decisions.

Center of Excellence 2017

Miami University's new Center of Excellence for knee & hip replacement offers members exceptional outcomes and an outstanding patient experience with some of the nation's best orthopedic surgeons at The Christ Hospital Joint & Spine Center. See details

Independent Labs and Imaging Centers

Find an independent lab or imaging center

Vision UMR Eye Exam Benefit

Traditional PPO: Routine eye exam once per year with a network provider is paid at 100%.

HDHP: Routine eye exam once per year with a network provider is paid at 100%.

Additional vision coverage


What do I do when I turn 65?
Miami and Medicare Basics

Whom can I cover on my insurance plans and what documentation do I need?
Eligible Dependent Documentation

When and how can I make changes to my coverage?Qualifying Events

Can my spouse be covered?
Spouse/Partner Guidelines

How am I covered when I travel?
Global Assistance Program

Travel Abroad Policy